Fixed Rate Mortgages

Looking to purchase a home and secure your financial future? Look no further than the traditional fixed rate mortgage! This popular loan program offers the stability and security of a fixed interest rate, so your monthly principal and interest payments will never change over the life of the loan. With terms ranging from 10 to 30 years, a fixed rate mortgage is a great option for both first-time homebuyers and experienced homeowners. And with the ability to pay off your loan at any time without penalty, you'll have the flexibility to make your home truly your own.

But that's not all - even with a fixed rate mortgage, your monthly payments can still be tailored to your unique needs. If you choose to have an "impound account," your lender will collect additional money each month to cover the prorated monthly cost of property taxes and homeowners insurance. This means that your monthly payment will be adjusted accordingly if either the property tax or insurance changes, giving you the peace of mind that comes with knowing your payments will always be stable and predictable.

So why wait? Contact us today to learn more about the many benefits of a fixed rate mortgage and take the first step towards owning your dream home. With the security and stability of a fixed rate, you can focus on creating a lifetime of happy memories in your new home.